{"id":592,"date":"2026-06-24T10:40:20","date_gmt":"2026-06-24T10:40:20","guid":{"rendered":"https:\/\/www.incredmoney.com\/knowledge-center\/?p=592"},"modified":"2026-06-26T10:41:00","modified_gmt":"2026-06-26T10:41:00","slug":"what-is-the-difference-between-demat-and-trading-account","status":"publish","type":"post","link":"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/","title":{"rendered":"What is the Difference between Demat and Trading Account?"},"content":{"rendered":"<p>A Demat account and a trading account are two different financial accounts used for investing and trading in securities markets in India. Both accounts are usually associated with investment transactions, but they have different operational roles.<\/p>\n<p>Demat account is used to hold the securities in electronic form, whereas, trading account is used to place buy and sell orders in the stock market. Knowing the difference between these accounts helps investors better understand the structure of securities transactions and market participation.<\/p>\n<h2 id=\"trading-account-vs-demat-account\">Trading Account vs Demat Account<\/h2>\n<p>When comparing a Demat account and a trading account, the key distinction lies in their functional purpose.<\/p>\n<p>A demat account is used for holding securities in electronic form, while a trading account is used for executing transactions in the securities market.<\/p>\n<table>\n<thead>\n<tr>\n<th scope=\"col\">Particulars<\/th>\n<th scope=\"col\">Demat Account<\/th>\n<th scope=\"col\">Trading Account<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Particulars\">Primary Function<\/td>\n<td data-label=\"Demat Account\">Holds securities in electronic form<\/td>\n<td data-label=\"Trading Account\">Used to place buy and sell orders<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Particulars\">Nature of Account<\/td>\n<td data-label=\"Demat Account\">Electronic holding account<\/td>\n<td data-label=\"Trading Account\">Transactional account<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Particulars\">Regulatory Association<\/td>\n<td data-label=\"Demat Account\">Linked with depositories such as National Securities Depository Limited (NSDL) and Central Depository Services Limited (CDSL)<\/td>\n<td data-label=\"Trading Account\">Linked with registered stock brokers and stock exchanges<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Particulars\">Common Charges<\/td>\n<td data-label=\"Demat Account\">Annual Maintenance Charges (AMC)<\/td>\n<td data-label=\"Trading Account\">Brokerage and transaction-related charges<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Particulars\">Usage<\/td>\n<td data-label=\"Demat Account\">Holding securities<\/td>\n<td data-label=\"Trading Account\">Executing market transactions<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"how-demat-and-trading-accounts-work-together\">How Demat and Trading Accounts Work Together<\/h2>\n<p>A Demat account and trading account are commonly linked to facilitate securities transactions in the stock market.<\/p>\n<p>The transaction process may generally include the following stages:<\/p>\n<ol>\n<li>Investors transfer funds from their linked bank account to the trading account.<\/li>\n<li>Buy or sell orders are placed through the trading account.<\/li>\n<li>After trade execution and settlement, purchased securities are credited to the demat account.<\/li>\n<li>When securities are sold, the corresponding holdings are debited from the demat account.<\/li>\n<li>Sale proceeds are generally transferred to the linked bank account after settlement, subject to applicable processes and institutional policies.<\/li>\n<\/ol>\n<h2 id=\"how-to-open-a-demat-and-trading-account\">How to Open a Demat and Trading Account<\/h2>\n<p>Investors can generally open a Demat account and trading account through a SEBI-registered Depository Participant or stock broker.<\/p>\n<p>The account opening process may include the following steps:<\/p>\n<ol>\n<li>\n<h3 id=\"select-a-depository-participant-or-broker\">Select a Depository Participant or Broker<\/h3>\n<p>Choose a SEBI-registered Depository Participant or broker offering demat and trading account facilities.<\/p>\n<p>Investors may review account features, applicable charges, service structure, and operational policies before proceeding.\n<\/li>\n<li>\n<h3 id=\"submit-kyc-documents\">Submit KYC Documents<\/h3>\n<p>Applicants are generally required to submit documents such as:<\/p>\n<ul style=\"margin: 0 0 20px 0; list-style: disc;\">\n<li>PAN card<\/li>\n<li>Aadhaar card<\/li>\n<li>Address proof<\/li>\n<li>Bank account details<\/li>\n<li>Income proof, where applicable<\/li>\n<\/ul>\n<p>Document requirements may vary depending on the institution and applicable regulations.\n<\/li>\n<li>\n<h3 id=\"complete-verification-process\">Complete Verification Process<\/h3>\n<p>Depository Participants may conduct In-Person Verification (IPV) or video verification as part of the account opening and compliance process.\n<\/li>\n<li>\n<h3 id=\"account-activation\">Account Activation<\/h3>\n<p>After successful verification of documents and completion of applicable compliance checks, the institution may provide demat account and trading account credentials to the applicant.\n<\/li>\n<\/ol>\n<h2 id=\"charges-for-demat-and-trading-account\">Charges for Demat and Trading Account<\/h2>\n<p>Charges applicable to a Demat account and trading account may vary depending on the Depository Participant, broker, account type, and applicable regulatory charges.<\/p>\n<h2 id=\"common-demat-account-charges\">Common Demat Account Charges<\/h2>\n<p>The following charges may apply to a Demat account:<\/p>\n<ul>\n<li>Annual Maintenance Charges (AMC)<\/li>\n<li>Depository-related charges<\/li>\n<li>Debit transaction charges, where applicable<\/li>\n<\/ul>\n<h2 id=\"common-trading-account-charges\">Common Trading Account Charges<\/h2>\n<p>The following charges may apply to a trading account:<\/p>\n<ul style=\"margin: 0 0 20px 0;\">\n<li>Brokerage charges<\/li>\n<li>Transaction charges<\/li>\n<li>Securities Transaction Tax (STT)<\/li>\n<li>GST and other applicable statutory levies<\/li>\n<\/ul>\n<p>Investors should review the latest fee schedule and applicable terms before opening or operating these accounts.<\/p>\n<h2 id=\"difference-between-demat-and-trading-account-charges\">Difference Between Demat and Trading Account Charges<\/h2>\n<p>Although both accounts are used during securities transactions, their charges are generally based on different operational activities.<\/p>\n<table>\n<thead>\n<tr>\n<th scope=\"col\">Charge Type<\/th>\n<th scope=\"col\">Demat Account<\/th>\n<th scope=\"col\">Trading Account<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Charge Type\">AMC<\/td>\n<td data-label=\"Demat Account\">Applicable<\/td>\n<td data-label=\"Trading Account\">Generally not applicable<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Charge Type\">Brokerage<\/td>\n<td data-label=\"Demat Account\">Not applicable<\/td>\n<td data-label=\"Trading Account\">Applicable on executed trades<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Charge Type\">Transaction Charges<\/td>\n<td data-label=\"Demat Account\">Limited depository-related charges<\/td>\n<td data-label=\"Trading Account\">Applicable on market transactions<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Charge Type\">Regulatory Charges<\/td>\n<td data-label=\"Demat Account\">Depository-related<\/td>\n<td data-label=\"Trading Account\">Exchange and statutory charges<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Understanding the applicable fee structure may help investors review the operational cost associated with securities transactions.<\/p>\n<h2 id=\"importance-of-demat-and-trading-accounts\">Importance of Demat and Trading Accounts<\/h2>\n<p>Both Demat account and trading account structures play an important role in securities market participation.<\/p>\n<h3 id=\"importance-of-demat-account\">Importance of Demat Account<\/h3>\n<p>A Demat account helps investors:<\/p>\n<ul>\n<li>Hold securities in electronic form<\/li>\n<li>Monitor portfolio holdings<\/li>\n<li>Maintain records of securities transactions<\/li>\n<li>Track pledged or locked-in securities<\/li>\n<\/ul>\n<h3 id=\"importance-of-trading-account\">Importance of Trading Account<\/h3>\n<p>A trading account helps investors:<\/p>\n<ul style=\"margin: 0 0 20px 0;\">\n<li>Place buy and sell orders<\/li>\n<li>Participate in stock market transactions<\/li>\n<li>Access exchange-based trading facilities<\/li>\n<li>Monitor transaction activity<\/li>\n<\/ul>\n<p>The operational role of each account may vary depending on the type of securities transaction undertaken by the investor.<\/p>\n<h2 id=\"conclusion\">Conclusion<\/h2>\n<p>Understanding the difference between a Demat account and a trading account is important for investors participating in securities markets.<\/p>\n<p>While a demat account is used for holding securities in electronic form, a trading account is used for executing market transactions. Both accounts perform separate functions within the investment process and may be linked depending on the nature of the transaction.<\/p>\n<p>Before opening either account, investors should review the applicable charges, compliance requirements, and operational terms specified by the Depository Participant or broker.<\/p>\n<h2 id=\"faqs-on-demat-account-vs-trading-accoun\">FAQs on Demat Account vs Trading Accoun<\/h2>\n<h3 id=\"can-i-have-a-demat-account-without-a-trading-account\">Can I have a Demat account without a trading account?<\/h3>\n<p>Yes, an individual may hold a Demat account without opening a trading account. A demat account can be used to hold securities in electronic form, including securities received through IPO allotments, transfers, or other eligible transactions.<\/p>\n<h3 id=\"is-a-trading-account-the-same-as-a-demat-account\">Is a trading account the same as a Demat account?<\/h3>\n<p>No, a trading account and a Demat account perform different functions. A trading account is used to execute market transactions, while a demat account is used to hold securities in electronic form.<\/p>\n<h3 id=\"can-i-have-a-trading-account-with-a-demat-account\">Can I have a trading account with a Demat account?<\/h3>\n<p>Yes, investors commonly maintain both a Demat account and a trading account for participating in securities transactions. The accounts may be linked to facilitate settlement of buy and sell transactions.<\/p>\n<h3 id=\"how-many-demat-and-trading-accounts-can-i-have\">How many Demat and trading accounts can I have?<\/h3>\n<p>Individuals may open multiple Demat accounts and trading accounts with different Depository Participants or brokers, subject to applicable regulatory requirements and PAN-based verification norms.<\/p>\n<h3 id=\"is-a-demat-account-mandatory-for-trading-in-india\">Is a Demat account mandatory for trading in India?<\/h3>\n<p>A Demat account is generally required for holding and settling equity shares in electronic form in accordance with prevailing securities market regulations in India.<\/p>\n<h3 id=\"can-i-transfer-shares-between-demat-accounts\">Can I transfer shares between Demat accounts?<\/h3>\n<p>Yes, securities may generally be transferred between eligible Demat accounts through depository processes, subject to applicable procedures and verification requirements.<\/p>\n<h3 id=\"are-there-any-tax-implications-when-using-a-demat-or-trading-account\">Are there any tax implications when using a Demat or trading account?<\/h3>\n<p>Transactions executed through a trading account and securities held in a Demat account may be subject to applicable taxes, including Securities Transaction Tax (STT) and capital gains tax, in accordance with prevailing tax laws.<\/p>\n<p>Investors may consider consulting a qualified tax advisor for guidance relating to their specific financial situation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Demat account and a trading account are two different financial accounts used for investing and trading in securities markets in India. Both accounts are usually associated with investment transactions, but they have different operational roles. Demat account is used to hold the securities in electronic form, whereas, trading account is used to place buy [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[22],"tags":[],"class_list":["post-592","post","type-post","status-publish","format-standard","hentry","category-demat-account"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Demat Account Holding Statement: Meaning, Importance and Download Process | InCred Money<\/title>\n<meta name=\"description\" content=\"Demat account holding statement is a record of shares and securities held in a demat account. Learn the meaning, importance, how to download and access your demat holding statement with InCred Money\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Demat Account Holding Statement: Meaning, Importance and Download Process | InCred Money\" \/>\n<meta property=\"og:description\" content=\"Demat account holding statement is a record of shares and securities held in a demat account. Learn the meaning, importance, how to download and access your demat holding statement with InCred Money\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/\" \/>\n<meta property=\"og:site_name\" content=\"InCred Money | Knowledge Centre\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-24T10:40:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-26T10:41:00+00:00\" \/>\n<meta name=\"author\" content=\"InCred Money\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"InCred Money\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/demat-account\\\/what-is-the-difference-between-demat-and-trading-account\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/demat-account\\\/what-is-the-difference-between-demat-and-trading-account\\\/\"},\"author\":{\"name\":\"InCred Money\",\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/#\\\/schema\\\/person\\\/45384c8f17896ed1084ffb558efa008e\"},\"headline\":\"What is the Difference between Demat and Trading Account?\",\"datePublished\":\"2026-06-24T10:40:20+00:00\",\"dateModified\":\"2026-06-26T10:41:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/demat-account\\\/what-is-the-difference-between-demat-and-trading-account\\\/\"},\"wordCount\":1092,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/#organization\"},\"articleSection\":[\"Demat Account\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/demat-account\\\/what-is-the-difference-between-demat-and-trading-account\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/demat-account\\\/what-is-the-difference-between-demat-and-trading-account\\\/\",\"url\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/demat-account\\\/what-is-the-difference-between-demat-and-trading-account\\\/\",\"name\":\"Demat Account Holding Statement: Meaning, Importance and Download Process | InCred Money\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/#website\"},\"datePublished\":\"2026-06-24T10:40:20+00:00\",\"dateModified\":\"2026-06-26T10:41:00+00:00\",\"description\":\"Demat account holding statement is a record of shares and securities held in a demat account. Learn the meaning, importance, how to download and access your demat holding statement with InCred Money\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/demat-account\\\/what-is-the-difference-between-demat-and-trading-account\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/demat-account\\\/what-is-the-difference-between-demat-and-trading-account\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/demat-account\\\/what-is-the-difference-between-demat-and-trading-account\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is the Difference between Demat and Trading Account?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/#website\",\"url\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/\",\"name\":\"InCred Money | Knowledge Centre\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/#organization\",\"name\":\"InCred Money | Knowledge Centre\",\"url\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/incred-money-1.webp\",\"contentUrl\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/incred-money-1.webp\",\"width\":516,\"height\":184,\"caption\":\"InCred Money | Knowledge Centre\"},\"image\":{\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/#\\\/schema\\\/person\\\/45384c8f17896ed1084ffb558efa008e\",\"name\":\"InCred Money\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fa3ca621e2126aa06847bfc76570805abd5bcc3be1841b0be0f56d69de3b1d18?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fa3ca621e2126aa06847bfc76570805abd5bcc3be1841b0be0f56d69de3b1d18?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fa3ca621e2126aa06847bfc76570805abd5bcc3be1841b0be0f56d69de3b1d18?s=96&d=mm&r=g\",\"caption\":\"InCred Money\"},\"url\":\"https:\\\/\\\/www.incredmoney.com\\\/knowledge-center\\\/author\\\/incred-money\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Demat Account Holding Statement: Meaning, Importance and Download Process | InCred Money","description":"Demat account holding statement is a record of shares and securities held in a demat account. Learn the meaning, importance, how to download and access your demat holding statement with InCred Money","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/","og_locale":"en_US","og_type":"article","og_title":"Demat Account Holding Statement: Meaning, Importance and Download Process | InCred Money","og_description":"Demat account holding statement is a record of shares and securities held in a demat account. Learn the meaning, importance, how to download and access your demat holding statement with InCred Money","og_url":"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/","og_site_name":"InCred Money | Knowledge Centre","article_published_time":"2026-06-24T10:40:20+00:00","article_modified_time":"2026-06-26T10:41:00+00:00","author":"InCred Money","twitter_card":"summary_large_image","twitter_misc":{"Written by":"InCred Money","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/#article","isPartOf":{"@id":"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/"},"author":{"name":"InCred Money","@id":"https:\/\/www.incredmoney.com\/knowledge-center\/#\/schema\/person\/45384c8f17896ed1084ffb558efa008e"},"headline":"What is the Difference between Demat and Trading Account?","datePublished":"2026-06-24T10:40:20+00:00","dateModified":"2026-06-26T10:41:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/"},"wordCount":1092,"commentCount":0,"publisher":{"@id":"https:\/\/www.incredmoney.com\/knowledge-center\/#organization"},"articleSection":["Demat Account"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/","url":"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/","name":"Demat Account Holding Statement: Meaning, Importance and Download Process | InCred Money","isPartOf":{"@id":"https:\/\/www.incredmoney.com\/knowledge-center\/#website"},"datePublished":"2026-06-24T10:40:20+00:00","dateModified":"2026-06-26T10:41:00+00:00","description":"Demat account holding statement is a record of shares and securities held in a demat account. Learn the meaning, importance, how to download and access your demat holding statement with InCred Money","breadcrumb":{"@id":"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.incredmoney.com\/knowledge-center\/demat-account\/what-is-the-difference-between-demat-and-trading-account\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.incredmoney.com\/knowledge-center\/"},{"@type":"ListItem","position":2,"name":"What is the Difference between Demat and Trading Account?"}]},{"@type":"WebSite","@id":"https:\/\/www.incredmoney.com\/knowledge-center\/#website","url":"https:\/\/www.incredmoney.com\/knowledge-center\/","name":"InCred Money | Knowledge Centre","description":"","publisher":{"@id":"https:\/\/www.incredmoney.com\/knowledge-center\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.incredmoney.com\/knowledge-center\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.incredmoney.com\/knowledge-center\/#organization","name":"InCred Money | Knowledge Centre","url":"https:\/\/www.incredmoney.com\/knowledge-center\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.incredmoney.com\/knowledge-center\/#\/schema\/logo\/image\/","url":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-content\/uploads\/2026\/06\/incred-money-1.webp","contentUrl":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-content\/uploads\/2026\/06\/incred-money-1.webp","width":516,"height":184,"caption":"InCred Money | Knowledge Centre"},"image":{"@id":"https:\/\/www.incredmoney.com\/knowledge-center\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.incredmoney.com\/knowledge-center\/#\/schema\/person\/45384c8f17896ed1084ffb558efa008e","name":"InCred Money","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/fa3ca621e2126aa06847bfc76570805abd5bcc3be1841b0be0f56d69de3b1d18?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fa3ca621e2126aa06847bfc76570805abd5bcc3be1841b0be0f56d69de3b1d18?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fa3ca621e2126aa06847bfc76570805abd5bcc3be1841b0be0f56d69de3b1d18?s=96&d=mm&r=g","caption":"InCred Money"},"url":"https:\/\/www.incredmoney.com\/knowledge-center\/author\/incred-money\/"}]}},"_links":{"self":[{"href":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/592","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=592"}],"version-history":[{"count":5,"href":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/592\/revisions"}],"predecessor-version":[{"id":594,"href":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/592\/revisions\/594"}],"wp:attachment":[{"href":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=592"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=592"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.incredmoney.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=592"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}